/* ================================================================
   PENSIONES FÁCILES MX — styles.css
   Paleta: Navy profundo · Dorado champagne · Crema premium
   ================================================================ */

:root {
  --gold:        #C9A84C;
  --gold-light:  #E8D5A3;
  --gold-dark:   #8B6914;
  --navy:        #0D1B2A;
  --navy-mid:    #1A2E45;
  --navy-soft:   #2C4A6B;
  --cream:       #F5F0E8;
  --cream-dark:  #E8DFC8;
  --white:       #FDFBF7;
  --text-dark:   #0D1B2A;
  --text-muted:  #5A6A7A;
  --text-light:  #8A9BAC;
  --green:       #2D6A2D;
  --green-light: #EBF5EB;
  --red:         #7A1F1F;
  --red-light:   #FBEAEA;
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }

body {
  font-family: 'Lato', sans-serif;
  background: var(--navy);
  color: var(--white);
  overflow-x: hidden;
  font-size: 18px;
  line-height: 1.8;
}

/* ================================================================
   WHATSAPP FLOTANTE
   ================================================================ */
.whatsapp-float {
  position: fixed;
  bottom: 32px;
  right: 32px;
  z-index: 999;
  width: 60px; height: 60px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  transition: transform 0.3s, box-shadow 0.3s;
  text-decoration: none;
}
.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 28px rgba(37,211,102,0.55);
}

/* ================================================================
   NAVBAR
   ================================================================ */
#main-nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  height: 80px;
  background: rgba(13,27,42,0.97);
  border-bottom: 1px solid rgba(201,168,76,0.25);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 5%;
  gap: 24px;
  transition: box-shadow 0.3s;
}
#main-nav.scrolled { box-shadow: 0 2px 24px rgba(0,0,0,0.5); }

.nav-logo {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-weight: 700;
  color: var(--gold);
  text-decoration: none;
  letter-spacing: 0.5px;
  flex-shrink: 0;
}
.nav-logo span { color: var(--white); font-weight: 300; }

.nav-menu {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 8px;
  flex: 1;
  justify-content: center;
}
.nav-menu > li { position: relative; }
.nav-menu > li > a {
  color: var(--cream);
  text-decoration: none;
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 8px 14px;
  display: block;
  transition: color 0.3s;
}
.nav-menu > li > a:hover,
.nav-menu > li > a.active { color: var(--gold); }

/* Dropdown */
.has-dropdown .dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--navy-mid);
  border: 1px solid rgba(201,168,76,0.2);
  border-top: 2px solid var(--gold);
  list-style: none;
  min-width: 200px;
  z-index: 300;
}
.has-dropdown:hover .dropdown { display: block; }
.dropdown li a {
  display: block;
  padding: 14px 20px;
  color: var(--cream);
  text-decoration: none;
  font-size: 14px;
  font-weight: 300;
  border-bottom: 1px solid rgba(201,168,76,0.1);
  transition: background 0.2s, color 0.2s;
}
.dropdown li:last-child a { border-bottom: none; }
.dropdown li a:hover { background: var(--navy-soft); color: var(--gold); }

.nav-cta-btn {
  background: var(--gold);
  color: var(--navy);
  text-decoration: none;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 12px 24px;
  transition: background 0.3s, transform 0.2s;
  white-space: nowrap;
  flex-shrink: 0;
}
.nav-cta-btn:hover { background: var(--gold-light); transform: translateY(-1px); }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  z-index: 210;
}
.hamburger span {
  display: block;
  width: 26px; height: 2px;
  background: var(--gold);
  transition: all 0.3s;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ================================================================
   PÁGINAS
   ================================================================ */
main { padding-top: 80px; }

/* ================================================================
   HERO (INICIO)
   ================================================================ */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 5% 80px;
  position: relative;
  background: linear-gradient(155deg, #0D1B2A 0%, #1A2E45 55%, #0D1B2A 100%);
  overflow: hidden;
}
.hero-bg-circles { position: absolute; inset: 0; pointer-events: none; }
.circle {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.06);
}
.c1 { width: 700px; height: 700px; top: 50%; left: 50%; transform: translate(-50%,-50%); }
.c2 { width: 450px; height: 450px; top: 50%; left: 50%; transform: translate(-50%,-50%); }

.hero-content { position: relative; z-index: 2; max-width: 860px; }
.hero-badge {
  display: inline-block;
  border: 1px solid rgba(201,168,76,0.4);
  color: var(--gold);
  font-size: 12px;
  letter-spacing: 3px;
  text-transform: uppercase;
  padding: 8px 24px;
  margin-bottom: 36px;
  font-weight: 700;
}
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(38px, 6vw, 72px);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 28px;
  letter-spacing: -0.5px;
}
.hero h1 em { font-style: normal; color: var(--gold); }
.hero-sub {
  font-size: clamp(16px, 2vw, 20px);
  color: var(--cream);
  font-weight: 300;
  max-width: 600px;
  margin: 0 auto 48px;
  opacity: 0.85;
}

/* ================================================================
   BOTONES
   ================================================================ */
.btn-group { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 18px 40px;
  border: none;
  cursor: pointer;
  transition: all 0.3s;
  display: inline-block;
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); }

.btn-ghost {
  border: 1px solid rgba(201,168,76,0.5);
  color: var(--gold);
  text-decoration: none;
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 18px 40px;
  transition: all 0.3s;
  display: inline-block;
  background: transparent;
  cursor: pointer;
}
.btn-ghost:hover { border-color: var(--gold); background: rgba(201,168,76,0.08); }

.btn-ghost-dark {
  border: 1px solid rgba(13,27,42,0.3);
  color: var(--navy);
  text-decoration: none;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 14px 28px;
  transition: all 0.3s;
  display: inline-block;
  background: transparent;
  cursor: pointer;
}
.btn-ghost-dark:hover { background: var(--navy); color: var(--gold); }

/* ================================================================
   STATS BAR
   ================================================================ */
.stats-bar {
  background: var(--navy-mid);
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  display: grid;
  grid-template-columns: repeat(3,1fr);
  padding: 48px 5%;
}
.stat { text-align: center; padding: 0 20px; position: relative; }
.stat:not(:last-child)::after {
  content:'';
  position:absolute;
  right:0; top:15%; bottom:15%;
  width:1px;
  background:rgba(201,168,76,0.2);
}
.stat-num {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px,5vw,52px);
  font-weight: 700;
  color: var(--gold);
  display: block;
  line-height: 1;
  margin-bottom: 8px;
}
.stat-lbl {
  font-size: 13px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--cream);
  font-weight: 300;
  opacity: 0.7;
}

/* ================================================================
   LABELS Y TÍTULOS COMUNES
   ================================================================ */
.lbl {
  font-size: 11px;
  letter-spacing: 4px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  display: block;
  margin-bottom: 14px;
}
.sec-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px,4vw,50px);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 20px;
}
.section-header {
  text-align: center;
  margin-bottom: 56px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(201,168,76,0.15);
}

/* ================================================================
   TWO COL (QUIÉNES SOMOS HOME)
   ================================================================ */
.two-col-section {
  padding: 100px 5%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  background: var(--navy);
}
.col-text p {
  font-size: 17px;
  color: rgba(253,251,247,0.75);
  font-weight: 300;
  margin-bottom: 20px;
  line-height: 1.9;
}
.col-text blockquote {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-style: italic;
  color: var(--cream);
  border-left: 3px solid var(--gold);
  padding-left: 22px;
  margin: 28px 0;
  line-height: 1.6;
}
.feature-card {
  background: var(--navy-mid);
  border: 1px solid rgba(201,168,76,0.2);
  padding: 44px 36px;
  position: relative;
}
.feature-card::before {
  content:'';
  position:absolute;
  top:-1px; left:36px;
  width:56px; height:3px;
  background:var(--gold);
}
.feat-list { list-style: none; }
.feat-list li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 18px 0;
  border-bottom: 1px solid rgba(201,168,76,0.08);
  font-size: 16px;
  color: rgba(253,251,247,0.8);
  font-weight: 300;
  line-height: 1.6;
}
.feat-list li:last-child { border-bottom: none; }
.feat-icon {
  width: 32px; height: 32px;
  min-width: 32px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-size: 13px;
  margin-top: 2px;
}

/* ================================================================
   COMPARATIVA (bueno/malo)
   ================================================================ */
.compare-section {
  padding: 100px 5%;
  background: var(--navy-mid);
}
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  background: rgba(201,168,76,0.1);
}
.compare-card {
  padding: 48px 40px;
}
.bad-card { background: #0D1F1F; }
.good-card { background: #0D1B2A; }
.compare-head {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 32px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(201,168,76,0.15);
}
.compare-head h3 {
  font-family: 'Playfair Display', serif;
  font-size: 24px;
  font-weight: 600;
  color: var(--cream);
}
.badge-icon {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
}
.badge-icon.bad { background: rgba(180,40,40,0.2); color: #E57373; border: 1px solid rgba(180,40,40,0.3); }
.badge-icon.good { background: rgba(40,140,60,0.2); color: #81C784; border: 1px solid rgba(40,140,60,0.3); }
.compare-list { list-style: none; }
.compare-list li {
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  font-size: 16px;
  font-weight: 300;
  color: rgba(253,251,247,0.72);
  line-height: 1.6;
  padding-left: 20px;
  position: relative;
}
.compare-list li:last-child { border-bottom: none; }
.bad-card .compare-list li::before { content:'✗'; position:absolute; left:0; color:#E57373; font-size:13px; top:16px; }
.good-card .compare-list li::before { content:'✓'; position:absolute; left:0; color:#81C784; font-size:13px; top:16px; }

/* ================================================================
   SERVICIOS GRID
   ================================================================ */
.services-section {
  padding: 100px 5%;
  background: var(--navy);
}
.srv-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 2px;
  background: rgba(201,168,76,0.08);
}
.srv-card {
  background: var(--navy-mid);
  padding: 44px 32px;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  transition: background 0.3s;
}
.srv-card::after {
  content:'';
  position:absolute;
  bottom:0; left:0; right:0;
  height:3px;
  background:var(--gold);
  transform:scaleX(0);
  transition:transform 0.4s;
  transform-origin:left;
}
.srv-card:hover { background: var(--navy-soft); }
.srv-card:hover::after { transform:scaleX(1); }
.srv-num {
  font-family: 'Playfair Display', serif;
  font-size: 52px;
  font-weight: 700;
  color: rgba(201,168,76,0.12);
  display: block;
  line-height: 1;
  margin-bottom: 20px;
}
.srv-card h3 {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-weight: 600;
  color: var(--cream);
  margin-bottom: 12px;
}
.srv-card p {
  font-size: 15px;
  color: rgba(253,251,247,0.6);
  font-weight: 300;
  line-height: 1.7;
  margin-bottom: 16px;
}
.srv-more {
  font-size: 13px;
  color: var(--gold);
  font-weight: 700;
  letter-spacing: 1px;
}

/* ================================================================
   TESTIMONIOS
   ================================================================ */
.testimonios-section {
  padding: 100px 5%;
  background: var(--cream);
  color: var(--text-dark);
}
.testimonios-section .lbl { color: var(--gold-dark); }
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 28px;
}
.testi-card {
  background: var(--white);
  border: 1px solid rgba(13,27,42,0.1);
  padding: 36px 30px;
  position: relative;
}
.testi-card::before {
  content:'"';
  position:absolute;
  top:16px; left:24px;
  font-family:'Playfair Display',serif;
  font-size:80px;
  color:rgba(201,168,76,0.15);
  line-height:1;
  pointer-events:none;
}
.testi-stars { color: var(--gold-dark); font-size: 16px; margin-bottom: 20px; letter-spacing: 3px; }
.testi-card p {
  font-size: 16px;
  color: var(--text-muted);
  font-weight: 300;
  line-height: 1.8;
  margin-bottom: 28px;
  font-style: italic;
}
.testi-author {
  display: flex;
  align-items: center;
  gap: 14px;
  border-top: 1px solid rgba(13,27,42,0.08);
  padding-top: 20px;
}
.testi-avatar {
  width: 44px; height: 44px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  flex-shrink: 0;
}
.testi-author strong { display:block; font-size:15px; color:var(--navy); }
.testi-author span { font-size:13px; color:var(--text-muted); font-weight:300; }

/* ================================================================
   CTA BAND
   ================================================================ */
.cta-band {
  background: var(--navy-mid);
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  padding: 100px 5%;
  text-align: center;
}
.cta-band p { color:rgba(253,251,247,0.7); font-weight:300; max-width:560px; margin:0 auto; }
.cta-band .lbl { justify-content:center; display:flex; }

/* ================================================================
   PAGE HERO INNER (subpáginas)
   ================================================================ */
.page-hero-inner {
  background: linear-gradient(135deg, #0D1B2A 0%, #1A2E45 100%);
  border-bottom: 1px solid rgba(201,168,76,0.2);
  padding: 80px 5% 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero-inner::before {
  content:'';
  position:absolute;
  inset:0;
  background:radial-gradient(ellipse at 50% 100%, rgba(201,168,76,0.06) 0%, transparent 70%);
}
.page-hero-inner > * { position:relative; z-index:1; }
.page-hero-inner h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px,5vw,64px);
  font-weight: 700;
  margin-bottom: 16px;
  line-height: 1.1;
}
.page-hero-inner p {
  font-size: 18px;
  color: rgba(253,251,247,0.65);
  font-weight: 300;
  max-width: 540px;
  margin: 0 auto;
}

/* ================================================================
   NOSOTROS — MISIÓN
   ================================================================ */
.mision-section {
  padding: 80px 5%;
  background: var(--cream);
}
.mision-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}
.mision-card {
  background: var(--white);
  border: 1px solid rgba(13,27,42,0.1);
  padding: 48px 40px;
  position: relative;
}
.mision-card::before {
  content:'';
  position:absolute;
  top:-1px; left:40px;
  width:56px; height:3px;
  background:var(--gold-dark);
}
.mision-icon {
  font-size: 36px;
  color: var(--gold-dark);
  margin-bottom: 20px;
  display: block;
}
.mision-card h3 {
  font-family:'Playfair Display',serif;
  font-size:24px;
  font-weight:600;
  color:var(--navy);
  margin-bottom:16px;
}
.mision-card p { font-size:16px; color:var(--text-muted); font-weight:300; line-height:1.8; }

/* VALORES */
.valores-section { padding:80px 5%; background:var(--navy-mid); }
.valores-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:2px;
  background:rgba(201,168,76,0.08);
}
.valor-card {
  background:var(--navy);
  padding:44px 32px;
}
.valor-num {
  font-family:'Playfair Display',serif;
  font-size:52px;
  font-weight:700;
  color:rgba(201,168,76,0.12);
  display:block;
  line-height:1;
  margin-bottom:16px;
}
.valor-card h3 {
  font-family:'Playfair Display',serif;
  font-size:22px;
  font-weight:600;
  color:var(--cream);
  margin-bottom:12px;
}
.valor-card p { font-size:15px; color:rgba(253,251,247,0.6); font-weight:300; line-height:1.8; }

/* OBJETIVOS */
.objetivos-section { padding:80px 5%; background:var(--cream); }
.obj-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
  margin-top:20px;
}
.obj-card {
  background:var(--white);
  border:1px solid rgba(13,27,42,0.1);
  padding:40px 28px;
  text-align:center;
  cursor:pointer;
  transition:all 0.3s;
  position:relative;
}
.obj-card::after {
  content:'';
  position:absolute;
  bottom:0;left:0;right:0;
  height:3px;
  background:var(--gold-dark);
  transform:scaleX(0);
  transition:transform 0.4s;
}
.obj-card:hover { box-shadow:0 8px 32px rgba(13,27,42,0.12); transform:translateY(-4px); }
.obj-card:hover::after { transform:scaleX(1); }
.obj-icon { font-size:42px; display:block; margin-bottom:16px; }
.obj-card h3 { font-family:'Playfair Display',serif; font-size:22px; color:var(--navy); margin-bottom:10px; }
.obj-card p { font-size:15px; color:var(--text-muted); font-weight:300; margin-bottom:16px; line-height:1.6; }

/* ================================================================
   SERVICIOS INTRO / LISTA
   ================================================================ */
.servicios-intro {
  padding:64px 5%;
  background:var(--cream);
  text-align:center;
  max-width:760px;
  margin:0 auto;
}
.servicios-intro p { font-size:18px; color:var(--text-muted); font-weight:300; line-height:1.9; }

.srv-lista { padding:0 5% 80px; background:var(--cream); }
.srv-row {
  display:flex;
  align-items:center;
  gap:32px;
  padding:36px 32px;
  border-bottom:1px solid rgba(13,27,42,0.08);
  cursor:pointer;
  transition:background 0.3s;
}
.srv-row:first-child { border-top:1px solid rgba(13,27,42,0.08); }
.srv-row:hover { background:rgba(13,27,42,0.04); }
.srv-row-num {
  font-family:'Playfair Display',serif;
  font-size:44px;
  font-weight:700;
  color:rgba(13,27,42,0.12);
  flex-shrink:0;
  width:70px;
  text-align:center;
}
.srv-row-info { flex:1; }
.srv-row-info h3 { font-family:'Playfair Display',serif; font-size:22px; color:var(--navy); margin-bottom:8px; }
.srv-row-info p { font-size:16px; color:var(--text-muted); font-weight:300; line-height:1.7; }
.srv-row-arrow { font-size:24px; color:var(--gold-dark); flex-shrink:0; transition:transform 0.3s; }
.srv-row:hover .srv-row-arrow { transform:translateX(6px); }

/* ================================================================
   DETALLE SERVICIOS (AFORE / PENSIONES / INFONAVIT)
   ================================================================ */
.detalle-sec { padding:80px 5%; background:var(--cream); }
.detalle-grid {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:56px;
  align-items:start;
}
.detalle-sec p { font-size:17px; color:var(--text-muted); font-weight:300; line-height:1.9; }

.info-card {
  background:var(--white);
  border:1px solid rgba(13,27,42,0.12);
  padding:40px 32px;
  position:relative;
}
.info-card::before { content:''; position:absolute; top:-1px; left:32px; width:56px; height:3px; background:var(--gold-dark); }
.info-card h4 { font-family:'Playfair Display',serif; font-size:20px; color:var(--navy); margin-bottom:20px; font-weight:600; }

.req-list { list-style:none; }
.req-list li {
  display:flex;
  gap:12px;
  padding:12px 0;
  border-bottom:1px solid rgba(13,27,42,0.06);
  font-size:16px;
  color:var(--text-muted);
  font-weight:300;
  align-items:flex-start;
}
.req-list li:last-child { border-bottom:none; }
.req-list li span { color:var(--gold-dark); font-weight:700; flex-shrink:0; }

/* HIGHLIGHT CARD (pensiones / infonavit) */
.highlight-card {
  background:var(--navy);
  border:1px solid rgba(201,168,76,0.3);
  text-align:center;
}
.highlight-card::before { background:var(--gold); }
.big-num {
  font-family:'Playfair Display',serif;
  font-size:clamp(48px,6vw,72px);
  font-weight:700;
  color:var(--gold);
  line-height:1;
  margin:20px 0 12px;
}
.big-num-label { font-size:16px; color:rgba(253,251,247,0.65); font-weight:300; line-height:1.6; }

/* RETIRO AFORE */
.retiro-sec { padding:80px 5%; background:var(--navy); }
.retiro-grid { display:grid; grid-template-columns:1fr 1fr; gap:40px; align-items:center; }
.retiro-req {
  background:var(--navy-mid);
  border:1px solid rgba(201,168,76,0.2);
  padding:40px 32px;
}
.retiro-req h4 { font-family:'Playfair Display',serif; font-size:20px; color:var(--cream); margin-bottom:20px; }
.retiro-text p { font-size:18px; color:rgba(253,251,247,0.75); font-weight:300; line-height:1.8; }

/* MODALIDAD PENSIONES */
.modalidad-sec { padding:80px 5%; background:var(--navy-mid); }
.mod-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:2px;
  background:rgba(201,168,76,0.08);
}
.mod-card { background:var(--navy); padding:44px 32px; }
.mod-gold { background:var(--navy-soft); }
.mod-card h3 { font-family:'Playfair Display',serif; font-size:20px; color:var(--cream); margin:12px 0; }
.mod-card p { font-size:15px; color:rgba(253,251,247,0.6); font-weight:300; line-height:1.7; }

/* USOS INFONAVIT */
.usos-section { padding:80px 5%; background:var(--navy); }
.usos-grid {
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
}
.uso-card {
  background:var(--navy-mid);
  border:1px solid rgba(201,168,76,0.15);
  padding:36px 24px;
  text-align:center;
  transition:all 0.3s;
}
.uso-card:hover { border-color:rgba(201,168,76,0.4); transform:translateY(-4px); }
.uso-icon { font-size:40px; display:block; margin-bottom:16px; }
.uso-card h4 { font-family:'Playfair Display',serif; font-size:18px; color:var(--cream); margin-bottom:8px; }
.uso-card p { font-size:14px; color:rgba(253,251,247,0.5); font-weight:300; }

/* ================================================================
   SIMULADOR
   ================================================================ */
.simulador-section { padding:80px 5%; background:var(--cream); }
.sim-grid {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:56px;
  margin-bottom:60px;
}
.sim-form { background:var(--white); border:1px solid rgba(13,27,42,0.1); padding:48px 40px; }
.sim-placeholder {
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  border:2px dashed rgba(13,27,42,0.12);
  padding:60px 40px;
  text-align:center;
}
.sim-placeholder p { color:var(--text-muted); font-size:18px; font-weight:300; margin-top:16px; }
.sim-placeholder small { color:var(--text-light); font-size:14px; }

.sim-resultado {
  background:var(--white);
  border:1px solid rgba(13,27,42,0.1);
  padding:48px 40px;
}
.sim-monto {
  font-family:'Playfair Display',serif;
  font-size:clamp(48px,6vw,72px);
  font-weight:700;
  color:var(--navy);
  line-height:1;
  margin:16px 0 8px;
}
.sim-monto-label { font-size:15px; color:var(--text-muted); font-weight:300; margin-bottom:28px; }
.sim-detalle {
  background:rgba(13,27,42,0.04);
  border:1px solid rgba(13,27,42,0.08);
  padding:20px 24px;
  margin-bottom:24px;
  font-size:15px;
  color:var(--text-muted);
  font-weight:300;
  line-height:1.8;
}
.sim-cta p { font-size:15px; color:var(--text-muted); font-weight:300; line-height:1.7; }
.sim-cta strong { color:var(--navy); }

.calc-oficial {
  background:var(--navy);
  border:1px solid rgba(201,168,76,0.2);
  padding:56px 48px;
  text-align:center;
}
.calc-oficial h3 { font-family:'Playfair Display',serif; font-size:28px; color:var(--cream); margin:12px 0; }
.calc-oficial p { color:rgba(253,251,247,0.6); font-weight:300; max-width:480px; margin:0 auto; }

/* ================================================================
   FORMULARIO (compartido)
   ================================================================ */
.form-title {
  font-family:'Playfair Display',serif;
  font-size:26px;
  font-weight:600;
  color:var(--navy);
  margin-bottom:28px;
}
.form-group { margin-bottom:20px; }
.form-label {
  display:block;
  font-size:12px;
  letter-spacing:2px;
  text-transform:uppercase;
  color:var(--text-muted);
  font-weight:700;
  margin-bottom:8px;
}
.form-input, .form-textarea, select.form-input {
  width:100%;
  background:var(--white);
  border:1px solid rgba(13,27,42,0.2);
  color:var(--navy);
  font-family:'Lato',sans-serif;
  font-size:17px;
  font-weight:300;
  padding:16px 20px;
  outline:none;
  transition:border-color 0.3s;
  border-radius:0;
  -webkit-appearance:none;
}
select.form-input { cursor:pointer; background-image:none; }
.form-input:focus, .form-textarea:focus { border-color:var(--gold-dark); }
.form-textarea { resize:vertical; min-height:120px; }
.form-submit {
  width:100%;
  background:var(--navy);
  color:var(--gold);
  border:none;
  font-family:'Lato',sans-serif;
  font-size:14px;
  font-weight:700;
  letter-spacing:3px;
  text-transform:uppercase;
  padding:22px;
  cursor:pointer;
  transition:all 0.3s;
  margin-top:8px;
}
.form-submit:hover { background:var(--gold); color:var(--navy); }
.form-feedback {
  text-align:center;
  font-size:14px;
  color:var(--gold-dark);
  font-weight:700;
  min-height:20px;
  margin-top:12px;
}
.form-feedback.success { color:#2e7d32; }
.form-feedback.error { color:#c62828; }
.form-note {
  font-size:14px;
  color:var(--text-muted);
  margin-top:16px;
  font-weight:300;
  text-align:center;
  line-height:1.7;
}

/* ================================================================
   CONTACTO
   ================================================================ */
.contacto-section { padding:80px 5%; background:var(--cream); }
.contacto-grid {
  display:grid;
  grid-template-columns:1fr;
  gap:48px;
  align-items:start;
  max-width:680px;
  margin:0 auto;
}
.contact-block { margin-bottom:40px; }
.contact-row {
  display:flex;
  align-items:center;
  gap:20px;
  padding:24px 0;
  border-bottom:1px solid rgba(13,27,42,0.08);
  text-decoration:none;
  color:var(--text-dark);
  transition:color 0.3s;
}
.contact-row:hover { color:var(--gold-dark); }
.contact-icon-box {
  width:52px; height:52px;
  min-width:52px;
  background:var(--navy);
  display:flex;
  align-items:center;
  justify-content:center;
  color:var(--gold);
  font-size:20px;
  transition:background 0.3s;
}
.contact-row:hover .contact-icon-box { background:var(--navy-soft); }
.contact-lbl { font-size:11px; letter-spacing:2.5px; text-transform:uppercase; color:var(--text-muted); font-weight:700; margin-bottom:4px; }
.contact-val { font-size:17px; font-weight:400; color:var(--navy); }

/* SOCIAL */
.social-block { margin-bottom:40px; }
.social-lbl { font-size:11px; letter-spacing:3px; text-transform:uppercase; color:var(--text-muted); font-weight:700; margin-bottom:16px; display:block; }
.social-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:10px; }
.social-btn {
  display:flex;
  align-items:center;
  gap:12px;
  padding:16px 18px;
  border:1px solid rgba(13,27,42,0.12);
  background:transparent;
  color:var(--navy);
  text-decoration:none;
  font-size:15px;
  font-weight:400;
  transition:all 0.3s;
}
.social-btn.soon { opacity:0.42; pointer-events:none; }
.social-btn:not(.soon):hover { background:var(--navy); color:var(--gold); border-color:var(--navy); }
.s-icon { width:28px; height:28px; display:flex; align-items:center; justify-content:center; font-size:17px; flex-shrink:0; }
.soon-tag { margin-left:auto; font-size:10px; letter-spacing:1px; text-transform:uppercase; color:var(--text-muted); border:1px solid rgba(13,27,42,0.15); padding:2px 7px; }
.social-note { font-size:13px; color:var(--text-muted); margin-top:12px; font-weight:300; }

/* RECURSOS */
.recursos-block { padding:24px 0; }
.recurso-link {
  display:flex;
  align-items:center;
  gap:12px;
  padding:14px 0;
  border-bottom:1px solid rgba(13,27,42,0.08);
  text-decoration:none;
  font-size:16px;
  color:var(--navy);
  font-weight:400;
  transition:color 0.3s;
}
.recurso-link:last-child { border-bottom:none; }
.recurso-link:hover { color:var(--gold-dark); }

/* ================================================================
   FOOTER
   ================================================================ */
footer {
  background:#06101A;
  border-top:1px solid rgba(201,168,76,0.2);
}
.footer-top {
  display:grid;
  grid-template-columns:2fr 1fr 1fr 1fr;
  gap:48px;
  padding:72px 5% 48px;
  border-bottom:1px solid rgba(201,168,76,0.1);
}
.footer-logo {
  font-family:'Playfair Display',serif;
  font-size:20px;
  font-weight:700;
  color:var(--gold);
  margin-bottom:16px;
  display:block;
}
.footer-logo span { color:rgba(253,251,247,0.45); font-weight:300; }
.footer-brand p { font-size:14px; color:rgba(253,251,247,0.4); font-weight:300; line-height:1.8; max-width:300px; }
.footer-col h4 {
  font-size:12px;
  letter-spacing:2.5px;
  text-transform:uppercase;
  color:var(--gold);
  font-weight:700;
  margin-bottom:20px;
}
.footer-col ul { list-style:none; }
.footer-col ul li { margin-bottom:10px; }
.footer-col ul li a {
  font-size:14px;
  color:rgba(253,251,247,0.45);
  text-decoration:none;
  font-weight:300;
  transition:color 0.3s;
}
.footer-col ul li a:hover { color:var(--gold); }
.footer-bottom {
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:24px 5%;
  flex-wrap:wrap;
  gap:16px;
}
.footer-bottom p { font-size:13px; color:rgba(253,251,247,0.25); font-weight:300; }
.footer-tagline { display:flex; align-items:center; gap:8px; font-size:12px; letter-spacing:1px; text-transform:uppercase; color:rgba(201,168,76,0.3); }

/* ================================================================
   FADE IN
   ================================================================ */
.fade-in { opacity:0; transform:translateY(28px); transition:opacity 0.7s ease, transform 0.7s ease; }
.fade-in.visible { opacity:1; transform:none; }

/* ================================================================
   RESPONSIVE
   ================================================================ */
@media (max-width:1024px) {
  .footer-top { grid-template-columns:1fr 1fr; }
  .testi-grid { grid-template-columns:1fr; max-width:600px; margin:0 auto; }
  .mod-grid { grid-template-columns:1fr; }
  .usos-grid { grid-template-columns:repeat(2,1fr); }
}

@media (max-width:900px) {
  /* Nav mobile */
  .nav-menu {
    display:none;
    position:fixed;
    top:80px; left:0; right:0; bottom:0;
    background:rgba(13,27,42,0.98);
    flex-direction:column;
    align-items:center;
    justify-content:flex-start;
    padding-top:48px;
    gap:4px;
    overflow-y:auto;
    z-index:190;
  }
  .nav-menu.open { display:flex; }
  .nav-menu > li > a { font-size:18px; padding:16px 24px; }
  .dropdown { position:static; display:block !important; background:transparent; border:none; padding-left:20px; }
  .dropdown li a { font-size:16px; color:rgba(201,168,76,0.8); }
  .hamburger { display:flex; }
  .nav-cta-btn { display:none; }

  .two-col-section, .detalle-grid, .mision-grid, .contacto-grid, .retiro-grid, .compare-grid, .sim-grid { grid-template-columns:1fr; gap:36px; }
  .srv-grid { grid-template-columns:1fr 1fr; }
  .valores-grid, .obj-grid { grid-template-columns:1fr; }
  .stats-bar { grid-template-columns:1fr; gap:28px; }
  .stat::after { display:none; }
  .footer-top { grid-template-columns:1fr 1fr; }
  .testi-grid { grid-template-columns:1fr; }
}

@media (max-width:600px) {
  .srv-grid { grid-template-columns:1fr; }
  .compare-grid { grid-template-columns:1fr; }
  .hero-badge { font-size:10px; padding:6px 16px; }
  .hero h1 { letter-spacing:0; }
  .btn-group { flex-direction:column; align-items:stretch; text-align:center; }
  .btn-primary, .btn-ghost { text-align:center; justify-content:center; }
  .footer-top { grid-template-columns:1fr; }
  .social-grid { grid-template-columns:1fr; }
  .usos-grid { grid-template-columns:1fr 1fr; }
}

/* ================================================================
   FOOTER — BARRA DE REDES SOCIALES
   ================================================================ */
.footer-social-bar {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 24px 5%;
  border-top: 1px solid rgba(201,168,76,0.1);
  border-bottom: 1px solid rgba(201,168,76,0.1);
  flex-wrap: wrap;
}
.footer-social-label {
  font-size: 12px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(201,168,76,0.5);
  font-weight: 700;
  flex-shrink: 0;
}
.footer-social-links {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.footer-social-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border: 1px solid rgba(201,168,76,0.2);
  color: rgba(253,251,247,0.5);
  text-decoration: none;
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0.5px;
  transition: all 0.3s;
  background: transparent;
}
.footer-social-btn:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(201,168,76,0.06);
}

/* SOCIAL BTNS — activados (sin clase soon) */
.social-btn {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(13,27,42,0.12);
  background: transparent;
  color: var(--navy);
  text-decoration: none;
  font-size: 15px;
  font-weight: 400;
  transition: all 0.3s;
  cursor: pointer;
}
.social-btn:not(.soon):hover {
  background: var(--navy);
  color: var(--gold);
  border-color: var(--navy);
}